Something about insurance nominations

It's a confusing point for lay people like me who knows little about the insurance laws in Malaysia but recently, I was apprised of a little of the situation by a knowledgeable friend who used to be in the insurance industry. He's not active in the industry anymore but to me, he's still a useful font of information. Anyway, I did check up what he told me with other reliable sources and they corroborate with his advice to me.
 
So, if you are wondering what's the difference between the insurance nominations made under Section 166 and Section 167 of the Insurance Act 1996 in Malaysia, please do click here to read the post in my other blog.